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Недвижимость продается España Dream Properties
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Successful family restaurant business, selling due to the retirement of the owners. Frequented by many locals and expats on a daily basis. Close to arenal beach, with a large terrace. Sold as a freehold property. Offering, kitchen, bar, bathrooms, terrace, and restaurant dining area. Highly recommended. Guide to the Full Purchase Costs of a €475,000 Resale Commercial Property (Bar) in Alicante, SpainIndicative Cost Guide – Alicante, SpainThis guide outlines the estimated total costs involved in purchasing a resale commercial property (bar) in Alicante, Spain, based on a purchase price of €475,000. All figures are indicative and provided for guidance purposes only. 1. Purchase Without a MortgagePurchase PriceItemAmount Property price€475,000 Property Transfer Tax (ITP – 10%)€47,500sfer Tax (ITP – 10%)€47,500Estimated Professional and Administrative CostsItemEstimated CostNotary fees€1,500 – €2,500Land Registry fees€1,000 – €1,500Lawyer / conveyancing fees€4,000 – €6,000Administration / gestoría / NIE costs€500 – €1,000Estimated Total Purchase Cost (No Mortgage)Approximately €529,500 – €533,500 2. Purchase With a Commercial MortgagePurchase PriceItemAmountProperty price€475,000Property Transfer Tax (ITP – 10%)€47,500Purchase-Related CostsItemEstimated CostNotary fees (purchase)€1,500 – €2,500Land Registry fees (purchase)€1,000 – €1,500Lawyer / conveyancing fees€4,000 – €6,000Administration / gestoría / NIE costs€500 – €1,000Mortgage-Related CostsItemEstimated CostMortgage valuation fee€500 – €800Mortgage notary & registry fees€700 – €1,500Bank arrangement / opening fee€0 – €2,000Estimated Total Purchase Cost (With Mortgage)Approximately €530,700 – €537,800 3. Estimated Cash Required at Completion (With Commercial Mortgage)Based on typical Spanish commercial lending assumptions:Loan-to-ValueEstimated Loan AmountEstimated Cash Required50% LTV (conservative lending)€237,500€293,200 – €300,30065% LTV (subject to approval)€308,750€221,950 – €229,050 Important NotesCommercial mortgage lending in Spain is generally more conservative than residential lending.Non-resident buyers may face stricter lending criteria and additional documentation requirements.Banks may require proof of income, business plans, or trading history for hospitality businesses.Ongoing ownership costs such as community fees, local business taxes, utilities, insurance, and refurbishment costs are not included in these estimates. DisclaimerThis guide is provided for informational purposes only and does not constitute financial, legal, or tax advice, nor a binding offer. Final costs will depend on the buyer’s individual circumstances, lender criteria, professional fees, financing structure, and any applicable discounts or incentives, which are not included in this estimate.Professional legal, tax, and financial advice should always be obtained before proceeding with any property purchase in Spain
Характеристики недвижимости
- 0 спальни
- 1 ванная
- WC: 1
- Views: Villas
- Useable Build Space: 166 Msq.
- Terrace: 40 Msq.
- Patio
- Number of Parking Spaces: 2
- Parking - Space
- Near Trees
- Near Schools
- Near Childrens Parks
- Near bus route
- Kitchen: 15 Msq.
- Key Ready
- Furnished
- Central Heating, Air Conditioning: Yes
- Key Ready
- Airport: 60 Minutes
- Beach: 1 Minutes
Разбивка затрат
Стандартная форма оплаты
Резервный депозит
3.000€
Остаток депозита до 10%
44.500€
Окончательный платеж в размере 90% по завершении
427.500€
Расходы на покупку недвижимости
Стоимость недвижимости
475.000€
Налог на передачу 8%
38.000€
Нотариальные сборы (приблизительно)
600€
Сборы за регистрацию земли (приблизительно)
600€
Юридические сборы (приблизительно)
1.500€
* Налог на передачу основан на продажной или кадастровой стоимости, в зависимости от того, что больше.
** Приведенная выше информация отображается только для справки.
Калькулятор ипотеки
Сумма ипотеки:
475.000€
Депозит:
€
Процентная ставка:
%
Период:
Результат ипотеки
* Приведенная выше информация предоставлена MHI Group и предназначена только для справки. Индивидуальные обстоятельства могут изменить ставку, которую мы предлагаем по ипотеке. Пожалуйста, нажмите на ссылку ниже, чтобы получить персональное ценовое предложение.
Новости и обновления испанской недвижимости от Spain Property Portal.com
In Spain, two primary taxes are associated with property purchases: IVA (Value Added Tax) and ITP (Property Transfer Tax). IVA, typically applicable to new constructions, stands at 10% of the property's value. On the other hand, ITP, levied on resale properties, varies between regions but generally ranges from 6% to 10%.
Spain Property Portal is an online platform that has revolutionized the way people buy and sell real estate in Spain.
In Spain, mortgages, known as "hipotecas," are common, and the market has seen significant growth and evolution.