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Reform apartments in the old town of javeaThis is a guide to the complete and full costs of buying a €299,000 resale property in Alicante, Spain.WITHOUT mortgage:Purchase price €299,000 + Property Transfer Tax (ITP 10%) €29,900 + Notary fees approximately €900–€1,300 + Land Registry fees approximately €500–€900 + Lawyer / conveyancing fees approximately €2,500–€4,000 + Optional administration / gestoría / NIE costs approximately €300–€800 = total estimated purchase cost approximately €333,100–€335,900.WITH mortgage:Purchase price €299,000 + Property Transfer Tax (ITP 10%) €29,900 + Notary fees (purchase) approximately €900–€1,300 + Land Registry fees (purchase) approximately €500–€900 + Lawyer / conveyancing fees approximately €2,500–€4,000 + Optional administration / gestoría / NIE costs approximately €300–€800 + Mortgage valuation fee approximately €400–€700 + Mortgage notary & registry fees approximately €700–€1,300 + Bank arrangement / opening fee approximately €0–€2,000 = total estimated purchase cost approximately €334,200–€341,900.Estimated cash required at completion with mortgage:Non-resident (70% LTV loan): approximate cash required €124,900–€132,600Resident (80% LTV loan): approximate cash required €95,000–€102,700Disclaimer: This is for guide purposes only and does not constitute the final offer, which is dependent on an individual buyer’s situation, and does not include any discounts or enhancements given.

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