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This is a guide to the complete and full costs of buying a €475,000 resale commercial property (bar) in Alicante, Spain.
WITHOUT mortgage:Purchase price €475,000 + Property Transfer Tax (ITP 10%) €47,500 + Notary fees approximately €1,500–€2,500 + Land Registry fees approximately €1,000–€1,500 + Lawyer / conveyancing fees approximately €4,000–€6,000 + Optional administration / gestoría / NIE costs approximately €500–€1,000 = total estimated purchase cost approximately €529,500–€533,500.
WITH commercial mortgage:Purchase price €475,000 + Property Transfer Tax (ITP 10%) €47,500 + Notary fees (purchase) approximately €1,500–€2,500 + Land Registry fees (purchase) approximately €1,000–€1,500 + Lawyer / conveyancing fees approximately €4,000–€6,000 + Optional administration / gestoría / NIE costs approximately €500–€1,000 + Mortgage valuation fee approximately €500–€800 + Mortgage notary & registry fees approximately €700–€1,500 + Bank arrangement / opening fee approximately €0–€2,000 = total estimated purchase cost approximately €531,700–€540,800.
Estimated cash required at completion with commercial mortgage:
50% LTV loan (typical conservative lending): approximate cash required €280,000–€288,000
65% LTV loan (upper range if bank offers higher): approximate cash required €194,000–€202,000
Disclaimer: This is for guide purposes only and does not constitute the final offer, which is dependent on an individual buyer’s situation, and does not include any discounts or enhancements given.
Caractéristiques de l'établissement
- 0 chambres
- 1 salle de bains
- 126m² Taille de construction
- Furnished
- Near Schools
- Near Childrens Parks
- Near Bus Route
- Near Trees
- Number of Parking Spaces: 2
- Key Ready
- WC: 1
- Central Heating, Air Conditioning: Yes
- Terrace: 40 Msq.
- Useable Build Space: 166 Msq.
- Patio
- Parking - Space
- Kitchen: 15 Msq.
- Airport: 60 Minutes
- Beach: 1 Minutes
- Views: Villas
Ventilation des coûts
* Les droits de mutation sont basés sur la valeur de vente ou la valeur cadastrale, selon la plus élevée des deux.
** Les informations ci-dessus sont affichées à titre indicatif uniquement.
Calculateur d'hypothèque
Résultat hypothécaire
* Les informations ci-dessus sont fournies par The MHI Group et affichées à titre indicatif uniquement. Des circonstances individuelles pourraient modifier le taux que nous offrons pour un prêt hypothécaire. Veuillez cliquer sur le lien ci-dessous pour obtenir un devis personnalisé.
Nouvelles et mises à jour de l'immobilier espagnol par Spain Property Portal.com
In Spain, two primary taxes are associated with property purchases: IVA (Value Added Tax) and ITP (Property Transfer Tax). IVA, typically applicable to new constructions, stands at 10% of the property's value. On the other hand, ITP, levied on resale properties, varies between regions but generally ranges from 6% to 10%.
Spain Property Portal is an online platform that has revolutionized the way people buy and sell real estate in Spain.
In Spain, mortgages, known as "hipotecas," are common, and the market has seen significant growth and evolution.